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Hi, Yes this is an example of a "real photo" postcard. usually the printer is named somewhere, but in this case, I don't see one. It appears to be a "challenge" between a horse and chariot, and a Modern automobile" in the year 1911.
The background looks like a state fair? Where is "Marysville" is it in your state? Here in MI we do have a "Marysville, just south and east of Port Huron MI. It's possible that's the location, as we are the "motor city" and this was an attempt to promote the auto over the horse and carriage way of travel?
Your postcard is an example a vintage card when the post office allowed senders to print on the photo side of the card, hence the blank space. Then it was changed so your message was allowed only on the back.